Borrowing vs. Shares

Question for the community. I have heard you can borrow vs. stock equity but using free online brokerages don't really seem to offer that (that I know of). If I can borrow $ and leave all my shares intact what would y'all recommend? The thought of using antiquated brokers is not appealing but will do so if thats what is recommended in this case. Any thoughts appreciated and curious about typical int rates. I assume about 5-8 percent. Googling this topic is not helpful. Thanks


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