You can only own four stocks in your retirement account. What are they?

You can only hold four stocks in your tax-sheltered retirement account. The only rules are:

1. You need to DIVERSIFY (I.e., they can’t all be in FAANG);

2. At least one must be a foreign equity (outside N. America);

3. ONLY ONE may be an ETF or a conglomerate like Berkshire;

4. Each holding comprises 25% of your portfolio;

5. You are investing one lump sum of $100k at today’s valuations and will never add to the position again;

6. You have a 15-year time horizon.

For me, it’s BABA, BRK, VALE, SU