What’s your perfect balance between making money and not getting fu**?

So, everybody wants to make life changing money, that's why the majority of people invest in stocks, bonds, REIT'S, Commodities, crypto etc. Others, that already got money, just want to maintain what they have.

Whats your perfect balance/strategies to make the most money on your reach, with out wating 100 years buying Blue chip stocks and ETF's to get value or getting butt fu** by the market?

I know that there is no need to ape your money, and the majority of your capital in theases should be protect. Im asking about your risk money.

sorry for any english mistakes! Im not americam.