What is your highest conviction long term fintech hold at the moment?

SQ, LC, SOFI, UPST, AFRM, PYPL, V.. etc

What are you guys buying right now? I'm building a long term position with Upstart and SoFi at the moment. I'm DCA every two weeks and plan on holding for at least 5 years minimum. What fintech stocks are you guys going long on right now?