What do you think might be the cause of the next financial crisis and when do you think it will happen?

I'm not sure if this is the right sub for this question, but here it goes. I've been reading up on the major financial crises recently (see below summaries in case you're curious) and I am wondering what people think might trigger the next one and when it might happen.

While there's a lot of hype around AI, which could potentially be a risk factor, it's also highly beneficial in many areas, so I might be off the mark. Additionally, ongoing wars don't seem to be significantly impacting the markets. What do you think could lead to a major downturn?

SUMMARIES OF MAJOR CRISES

1. 1973 Oil Crisis
   Triggered by the OPEC oil embargo, which led to a quadrupling of oil prices. This caused severe inflation, economic recession, and a sharp decline in stock markets worldwide.

2. Black Monday (1987)
   On October 19, 1987, global stock markets crashed, with the Dow Jones Industrial Average plunging 22.6% in a single day. The exact causes are debated but include computerised trading and overvaluation.

3. Japanese Asset Price Bubble (1991)
   A massive speculative bubble in Japanese real estate and stock markets burst in the early 1990s. The Nikkei index lost about 50% of its value, leading to a prolonged economic slump known as the “Lost Decade.”

4. Asian Financial Crisis (1997)
   Beginning in Thailand with the collapse of its currency, the crisis spread across East Asia, leading to massive currency devaluations, stock market declines, and economic turmoil in countries like South Korea, Indonesia, and Malaysia.

5. Dot-com Bubble Burst (2000)
   After a period of extreme speculation in internet-related companies, the bubble burst, leading to a massive decline in the NASDAQ and global stock markets. Many tech companies went bankrupt, and trillions of dollars in market value were wiped out.

6. Global Financial Crisis (2007-2008)
   The most severe financial crisis since the Great Depression, triggered by the collapse of the U.S. housing market and the failure of major financial institutions. Stock markets around the world plummeted, leading to the Great Recession.

7. European Sovereign Debt Crisis (2010)
   The crisis started with concerns over Greece's high debt levels and quickly spread to other Eurozone countries. Stock markets across Europe fell sharply, and there were fears of a Euro collapse, leading to significant volatility in global markets.

8. Chinese Stock Market Crash (2015)
   A dramatic decline in the Chinese stock market, fueled by a combination of high levels of margin trading and government intervention. This led to a significant drop in global stock markets, with concerns about China's economic slowdown.