UNH opinions

Hi guys

Long term ETF investor wanting to get into single stock buying (50% VTI 40% SCHD 10% VIGI)

I seem to love UNH as a stock and looking at its current performance, it’s been consistently amazing YoY. I was pondering on adding UNH, JPM or PEP as my first single company stocks.

UNH in particular seems interesting however I am afraid it’s current performance is simply reflecting investors moving from more speculative assets to quality stocks with plenty of CF.

May I ask what do people here see in UNH and what major risks you determine and whether you think it’s a buy on the 20 year hold timeline ?

Thanks !