There is three ways to make money

1 – luck

2 – knowing the value of a company (Warren Buffett with coca-cola is a good example)

3 – broad index fund sp500, DCA for 30 years none stop regardless of what is going on.

That's it.

I think most people doing these last two years thought they know the actual value of a company but really they just had luck going. Everyone was a genius stock picker in 2020. I think most people cannot read financial statements, analyse a company earnings and buy with that in mind.

So if you don't have the skills for knowing the value of a company (most can't). Just do number 3 and sleep well at night.