The realised gains or stocks index idea!

I call it the realised gains or stocks index. Meaning you either own gains or stocks and that's it.

Here's how it works…

• Only invest a small amount say $10 to $25 per stock.
• Buy lots of stocks from mainly long lived decent companies.
• Every month check app and sell if there's any profit above say 1% no matter what.
• Those that are red are locked up until anything changes.
• As it's all small amounts it's not going to bother you if any are red even if that lasts for years.
• You can if you really want dca into ones you feel are very safe and likely to recover sooner.
• Add whatever you can afford each month and any gains into an increasing number of $10 stocks.

In theory it should work a bit like an index with a wide range of stocks except instead you're always realising gains and growing your list of stocks

You will be taking small gains from changes in the market over time rather than letting it all sit and grow only to drop like it has done in the last year. Given a long enough time span it's unlikely most stocks will be locked up forever.

I think it's good way to learn as well how the market moves. It will also be more fun to have a large growing list of stocks and getting to sell those that do well each month.

I had this idea recently but unsure if it would really work well or be worth it long term due to fees etc but id like to hear your thoughts. Markets go up and down all the time so having some stocks in the red for years shouldn't matter as you simply keep adding more and growing. You can rebuy a stock for the same $10 next month if you want as well. It's all about skimming the gains that normally accumulate in an index.

Obviously it's a risk and no one should do it if unsure but if you have a virtual investing mode on your app id be curious see what results people get in a few months?