Tax Loss Harvest To Pay Off Car? (Need to Make Under 75k for Rebate)

Hello All, I think I have a weird, but particular question.

I bought a used EV which qualifies for the 4k rebate. My issue is that I have a 80k income and 8.5% interest on the vehicle. I've been hiding money in my traditional 401k to hit under 75k for the year. BECAUSE of this, I am receiving a lot less income. Would it be smart to Tax Harvest any VOO stocks I have to not only wipe out the $1000 in dividends I will make, but also pay off the 8% car?

With tax harvesting, I will only be able to sell at around $200 loss. Thoughts?

I'm sure I left some items out, any thoughts would be appreciated!