Taking out a personal loan to buy if the market crashes


Hear me out. If we see a REAL market crash, like SPY to below $250, and if I don't have the cash, what would be the problem with taking out a personal loan to buy SPY?

I have a well paying job and live a comfortable lifestyle, however I usually like to stay fully invested, so I don't have a large cash position right now.

I'm pre-approved for a bunch of different loans, and sure the interest rate may be high, but I could easily make the payments and then the s and p 500 will eventually return to normal levels, and Im considering the reinvested dividend, potentially selling cc's etc.

What do you guys think?


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