T-Bills vs Savings Account vs Dividend Stocks


I own a savings account with Dollar Savings Direct with an APY of 3.5%. The APY for a 1 month Treasury Bill is 3.9%, and the interest isn't subject to state or local taxes. I have a good portion of money put in dividend stocks but for money that I want to stay liquid (short-term savings), doesn't it make sense to keep putting money into T Bills right now?


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