SoFi disrupts the growth trend with the third quarter of a positive revision to full-year 2022 financial guidance.


SoFi Beats Q3 earnings estimates and Raises Full-Year 2022 Guidance.

The actual loss per share is $-0.09 and beats the street estimate of $-0.11.

Record GAAP and Adjusted Net Revenue for Third Quarter 2022

GAAP Net Revenue of $424 Million Up 56%; $419 Million Adjusted Net Revenue Up 51% Year-over-Year

Record Adjusted EBITDA of $44 Million Up 332% Year-over-Year and Up 118% Sequentially

New Member Adds of Nearly 424,000; Quarter-End Total Members Up 61% Year-over-Year to Over 4.7 Million

New Product Adds of Over 635,000; Quarter-End Total Products Up 69% Year-over-Year to Nearly 7.2 Million

Management Raises Full-Year 2022 Guidance:

“Management now expects full-year 2022 adjusted net revenue of $1.517-1.522 billion (up from $1.508-1.513 billion previously) and full-year adjusted EBITDA of $115-120 million (up from $104-109 million previously). This marks the third quarter of a positive revision to full-year 2022 financial guidance despite extensions of the student loan moratorium throughout the year. Management will further address full-year 2022 guidance on the quarterly earnings conference call.”

https://www.businesswire.com/news/home/20221101005542/en/


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