I just started investing in january with my savings from a bank account. I was stupid and started with a taxable brokerage before I found out about roth IRAs. Most of my money is in VOO and blue chips. I have about $17k invested. I am in a low tax bracket and make $15k a year (I work part time and I'm in school). I can scrounge up $2k before april 18th from my paychecks until then, as I worked overtime during spring break. I live with my parents and have no expenses other than phone bill and car insurance.
I understand I will be taxed short term capital gains if I withdraw $4k from my taxable account and I will have to pay taxes to fund the roth, but my largest gain across my stocks is only $100 and I'm in a low tax bracket. The additional $4k compounded over decades may be worth the small taxes I will have to pay. I could really use some advice. Thank you!
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