Should I stay ultra cash heavy or invest some?


I have about 70% of my portfolio cash right now, (long story short i decided to liquidate one of my 2 taxable accounts to avoid an asset transfer fee)

I’m wondering if I should invest a good chunk of the cash, Perhaps bringing the ration down to 30%, or with everything going on keep most of it as cash.

The cash would earn ~4% interest (accumulated monthly) so not quite keeping up with current inflation but almost. Investing would undoubtedly be better long term but I’m currently dipping into my taxable accounts to supplement my income(out of necessity) so i may not have the stock long enough for it to pay off, especially if we have another overall red year.


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