I knew nothing about nothing two years ago when I decided my 401k might not be sufficient and started a Roth. I just put 6k into VFIFX because I figured it'd match closely with my 401k without me needing to think too much.
A year later, I opened a standard brokerage account, spent money on a Bogle book that says, “buy ETFs” for too many pages, and at my next 401k investment moment, bought low on Amazon. That is doing well. As are the ETFs as I moved funds from savings to investment in the standard, but taxable account.
VFIFX is my oldest, and at 6k largest, purchase, and still in the red. I'm 20+ years from retirement. It's also Roth, so that hurts more.
Should I dump that for ETFs or am I just being impatient?
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