Short terms bonds while easing into etfs

Hey everybody.

I recently came into a $360.000 investment. I've been following the stock market for quite some time and been dabbling with much smaller sums. On drying that seems certain for me is that there's a lot of volatility right now, and uncertainty about the next 12-ish months. Seems like inflation is steadily peaking and the fed is going to be easing up on the rate hikes. However, am i correct to understand that the consequences of the high rates and inflation have yet to really hit the marker?

It's a bit daunting to start investing with larger sums of money so i thought I'd run my plan by you guys, see what comes up. Any insights are highly appreciated.

I'm planning on eventually splitting the money between stocks/bonds about 65/35 ( 240/120k), and a small sum for crypto. I won't be picking individual stocks, but will go for broad ETFs. Currently thinking of
– 40% world
– 30% s&p500
– 10% europe
– 5% emerging markets
– 5% health
– 5% energy
– 5% tech.

Given the high volatility and probability of another dip in the next year, I'd prefer to transition to ETFs slowly. Of the 240k allotted for etf's, I'd keep about 100k immediately available to ease into ETFs at ±10.000 a month (sometimes more, sometimes less depending on the situation at the time, but every month without fault) for the first 6 months of 2023. The other 140 I'd invest in short terms bonds (±6 months). So they become available when i need them at the 6 month mark. At that point i decide how to proceed ( get into ETFs quicker or again invest a percentage in short term bonds an repeat the proces), from there with hopefully a little more certainty about the state of the market.

My thinking is that this way i get the secure, relatively high returns from the short term bonds while easing into etf's and still having a small buffer available to invest larger sums should the market take a dive. Overall, I'd reach the 65/35 etf/bond ratio and become fully invested in 18-24 months.

Ver interested to hear your thoughts. Any i sights are highly appreciated.

Thank you.