In my early 20s and not super experienced with investing. Currently have this allocation:
- ~60% as a combo of VOO + IVOO
- ~12% in QQQ
- ~8% in SMH (got into semiconductors pretty early on with low cost basis)
- ~10% in discretionary stocks I chose: Costco, Visa, Palantir (working out surprisingly lol), etc.
- ~10% in VXUS for some international exposure
I know my tech exposure is pretty high, but it's been doing well for me. Plan on having around 10% of my net in treasury bonds as well later on.
Any general advice is appreciated. Thanks.
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