I recently rolled over an old 401K to a rollover IRA with Fidelity. That said, I'm struggling choosing my investments and wanted to get some feedback from this group; I'm in my early 30s and plan to retire between 60-65.
I know I will see a lot of VOO and VTI recommendations, but being a Fidelity customer, it seemed to make more sense to leverage their ZERO funds due to the 0.00% expense ratios. I also realize that the individual securities below are also present in the 500 fund, as well as the BC Growth fund, so I'm not sure if there is a potential for more upside by owning the individual securities or not. Thoughts?
| Fidelity 500 Index Fund | FXAIX | 20% |
|---|---|---|
| Fidelity Total Bond Fund | FTBFX | 15% |
| Fidelity Internat'l Index Fund | FZILX | 15% |
| Fidelity Blue Chip Growth Fund | FBGRX | 15% |
| Fidelity Contrafund | FCNTX | 10% |
| Tesla, Inc. | TSLA | 3% |
| Apple Inc. | AAPL | 3% |
| Amazon.com, Inc. | AMZN | 3% |
| Netflix, Inc. | NFLX | 3% |
| Alphabet Inc. | GOOGL | 3% |
| Cash | USD | 10% |
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