Like almost all of you, I am down 40% from ATH and 15% from my initial investment(50k). I have two mortgages with very low rates to pay and my wife just got laid off. I have emergency funds for 3 months but the problem is what if she can not find a job?
The issue is, I can take care of us for the next 3 months as long as she finds a job. If not, God forbid, I can not pay mortgages.
Another problem is, my company stopped hiring new people. What if this is a sign of lay offs in my company?
What would you do if you were me?
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