It’s all on Credit. In your opinion How will this impact the Stock market?

So I think it's safe to say at the rate people are spending that a good chunk of it is most likely on credit. I went to a freaking discount store and the lines were litterly hitting the back of the dressing room.

Anyway once these cards get maxed out then what do you think the impact will be on the markets?

At the rate and the amount of people who keep getting new credit cards and Continuing to purchase things on credit how will this eventually catch up to the stock market?