I feel like staying in cash gets unfair hate on this sub; most everyone is such a strong proponent of DCA and BTD and staying invested at all times. Perhaps there's merit to holding cash and losing ~15% to inflation than DCA'ing and losing ~30% +
It's a small sample size, but every time I've hesitated from BTD has resulted in me saving myself tremendous pain. On the other hand, I'm still DCA'ing into my IRA and Roth and the pain jus keeps getting worse and worse (Down ~17% and ~14% on a growth IRA and Retirement fund Roth).
What would be your strongest argument against holding cash in the current macroeconomic climate, especially for the next few months?
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