I’m not worried about when we bottom out, because I DCA

I keep seeing dozens of posts about “we haven’t hit bottom” or “we hit bottom and only up.” I read them but none of it matters to me. I continue to DCA every two week.

Proof that DCA works, based on my experience. I use fidelity as my brokerage, they show me my “yearly performance” which is unweighted. Then I can also check the weighted performance.

My yearly performance is -36%. Which is due to the first half of the year being so so bad. But since I DCA’d the whole year my weighted performance is -5.3%. Which isn’t great, but is beating the market yearly return. So even if the market is down -20% for the year, if you DCA you have new money coming in that offsets the old money. Then when the market goes up you have more shares to collect sweet sweet gains