I have a ~$20k Schwab account. $12k in treasuries, where to put the remaining $8k?


I am 23 working my first job after college. I’ve managed to build up ~$20k in a Schwab account. Threw ~$12k in treasuries when they were yielding like 5% back in March. How should I invest the remaining $8k?

Looking for any advice on how to invest what I have. Being so young I have a fairly high risk tolerance (especially when my portfolio is already generating 5% risk-free), but at the same time I’m not looking for gambles.

I do currently have another 8k in a HYSA yielding 4%, which I could move into Schwab I guess, but kinda want to keep that separate.


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