How should I adjust?


Hey y'all –

I am thinking tech might see a bit of a drought for the next few years but too I'm too cowardly to go into a 100% value tilt. Let me know your thoughts on what I can improve here, feel like I'm too heavy into growth.

VTI 45%
SCHD 20%
VUG 10%
AVUV 10%
SMH 10%
ICLN 5%


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