How quick are rates on “brokered” CDs after Fed rate changes?


I hope this post is allowed here. It is about brokered CDs which one can only buy through a brokerage account, so I assume people dealing with stocks would be familiar with them as I have used them to manage the cash portion of many brokerage accounts.

I trimmed my stock exposure Monday and Tuesday with plans to put the proceeds in brokered CDs maturing in the Fall. New issue brokered CD rates, I am not looking at buying in the secondary market, were around 4.9% to 5.0% for August to November maturing CDs after my sale. I did not want to do orders then thinking rates will adjust upward after the Fed decision.

Anyone know how quickly they adjust – again brokered CDs, not run of the mill local bank CDs.


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