Two questions here. First, I here some people say that you should have cash. in your account at all times so when dips occur you can buy and take advantage of “sales” so I am guessing the amount is all relative so what percentage of your overall investing portfolio do you keep in cash at any given time. Second question is, I have a savings account and brokerage account. In my savings account I keep an emergency fund and a savings fund and in my brokerage account I have a decent portion of cash trying to make me money. Should I move the savings into the brokerage to be more liquid since I have no cash available to trade or is it important to keep that separate. I already have an emergency fund so it seems like that savings money is being waster just sitting there earning 0.01% per year when it could just sit in my brokerage account, uninvested earring 1.38% in a money market account. Advice/opinions?
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