How does Apple’s savings account exactly work?


Since Apple is not a bank, it can't loan money from the Fed for 5%. So they have to loan it from Goldman Sachs which will cost a bit more. At the same time they are not able to recieve deposit facilities from the Fed.

Is their strategy to just reinvest it into Goldman Sachs and recieve like 3% interest rate, or what are they going to do with that money?


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