How do you buy T bills? I got like 5k in my bank account and want some form of interest without exposure to the market.

I’ve looked in E*Trade and I don’t know the minimum amount of money needed. I saw it’s 2.77% return yearly and each bill costs $100 each. However I tried to submit an order with $150 in my account and said insufficient funds.

Now I know some people are going to say “this is a horrible idea, your not beating inflation” however my bank account gives me 16 cents for my $5k which is ridiculous.

I’m 19 years old and also still DCA into the market. I just have a shit load of cash that I’m not comfortable putting into stocks/etfs currently.