I have about $450k in CD paying 5% and I will get it this Feb.
I have stock, etf, coin/401k of about 350k(?). Can’t remember.
Btw I’m old.
Anyway, should I put $450k in QQQ and VOO or go for CD to be safe and invest it when market cools off?
As you see my risk tolerance is very very very low. I want to play safe and retire early.
I have a small paid home elsewhere. No rental income.
I pay rent of $1300 w roommates (some may find it embarrassing to have roommates at this age but I don’t care as long as I get to save and retire early) and annual salary 230k plus bonus. I am very frugal as I want to retire early and stuff/material things don’t make me happy but look trash to me. I don’t want to buy a place in manhattan since it’s just very expensive yet I do want to live in Manhattan as long as I live in the US. I’ll move to another country when I retire.
Btw What would you do? CD or VOO/QQQ. I already have those but in very small shares.
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