Good split or too much overlap?

Hi all,

After getting rekt in early 2022 I decided to stick with index funds such as SPY and XEQT for the latter half of 2022.

I want to start DCAing into two more indexes, SCHD for dividend growth and QQQ for growth with more tech exposure.

I know there is a lot of overlap however I’m wondering if this split is worth it or if there’s a more efficient way to diversify over index’s with less overlap? What are you thoughts?