Fun facts for all those who recommend ETFs like SPY

You would have gotten 0 returns if you invested in these time periods:

• 1906-1928 (22 years wasted)
• 1929-1956 (27 years wasted)
• 1966-1992 (26 years wasted)
• 1999-2014 (15 years wasted)

Think twice before recommending people to invest in VOO or SPY because “iT onLy gOeS uP” and “iTs a SafEr oPtion.” It’s fine to have ETFs but don’t make it the majority of your portfolio. Individual stock picks are proven to be better.