Fucked up and sold some shares of VTI


Hi all,

I am new to this and I think I made a terrible mistake. I sold some shares of VTI that I bought in 2022 at a share price of 190$ thinkig that market will be crashing soon and I wanted to save my gains. Long term tax is around 15%. I thought I had some losses outside of this which would offset my gains tax so I thought I am doing the right thing. But I feel stupid because I know VTI is only going to go up long term and I want to stay invested and I think I made a mistake of selling the shares I bought at a much lower cost. What do I do now with that money?

  1. Put it in a high yield savings account and get 5% yield
  2. Keep it and wait for market to crash and buy VTi at a lower cost again?
  3. Keep DCAing that same money into VTI again or lump sum to VTI again(at a lower price but this seems stupid)

I don’t need this money now FYI.

I am new to this and I need help please. Thanks!


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