FINW – Finwise Bancorp – Cheapest bank ever?


Hi Guys,

To me FINW (Finwise Bancorp) seems like the cheapest bank ever. It literally costs around 22 million $ currently when you discount for the money in cash and debt. That's around 1 PE ratio even if it's profits don't grow! Just one year and your investment pays off.

Has around 30-40% profit margins on average and a nice growth of revenue/profit YoY.

It already dropped around 50% from ATH without any news (simply due to the overall market condition) making it a very good buying opportunity. Why is the market ignoring such gold gem?

Am I missing some red flags here? I know interesting rate hikes hurt the banks ironically, but the major banks weren't hit with such big drops from last year, since I invested in some of them and know exactly how much they dropped YoY due to the interest hikes/recession.


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