Fintech in a recession


Hey everyone. Im in mostly SPY and Nasdaq atm. Small position in SoFi and Open.

I was thinking about adding more Fintech in this downtrend. Affirm, UPST, lending Club and a few others, but I dont have the experience to fully understand what happens to these type of financial/lending plays in a recession. I get that more people might need loans, but there are more defaults as well. Will I be throwing money in a dead sector even at these prices?

How do you view fintech short/midterm?


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