I decided to change up my Roth strategy a bit after taking all things into consideration from my last post. I decided I would add VOO to give a bit more balance so this now makes up a third of my Roth which initially was 0%. Even though I feel young enough to take big risks, I do acknowledge having some more balanced weightings in stable holdings is important even though I’m already contributing to a 401k and matching. Until I’m 30 now, I plan on putting half my Roth contributions into index funds, 25% in blue chip growth stocks, and 25% in more speculative high growth opportunities. All while matching my 401k at the same time. My final portfolio now is:
35% VOO
15% NVDA
10% AMD
10% SQ
7.5% COIN
7.5% SNOW
5% CRSP
5% AI
2.5% QS
2.5% FUBO
I have been really focusing on adding the higher growth stocks first. Since I’m up about 25% already, I plan to just DCA my index funds now and have 15% remaining cash to throw on spec when I sense good buying opportunities. I felt this worked out really nice since I bought heavy at the local bottom. I don’t feel FOMO on what could be a potential dead cat or not.. I primarily need to focus on buying indices to balance out my account now which makes me more comfortable to begin accumulating potentially on the local highs of that, compared to something that’s high growth related.
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