i have about $4,300 in my 2yr old stock portfolio. i dont NEED this money but i dont like it’s current state, so i want to deal with it. technically without crypto im up $280, but at the moment im down like $800. the dividend yield this year is $30. i’ve stopped buying stocks and am instead auto investing into vti biweekly like $50. most of my money goes to my 401k, roth, and then discover savings accs (emergency fund, school, vacation).
my current plan is to just hold and hope that a few years in the future, crypto will be relevant again. a back up plan is buy a lot more at a low and hope for a high.
but lowkey i kind of just want to sell the whole portfolio. i dont like gambling or watching stocks. i just like putting it in other peoples hands and forgetting about it. so ill max out my roth (only need 2800 more monies, 8:2 vtwax and 2055) and then throw the remainder in one of my discover savings accs (APY 3%)
what should i do?
edit: i just did the math i spent $2095 on stocks and im down $1117 on them ️
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