Covered calls


Easy question but I have a bone head classmate who insists different.

If I sell to open a covered call with a 10 strike price for 10 premium and it gets to 12 stock price, and it costs 12 to buy to close. Am I losing 2 dollars (my take on this) because I was paid already when I sold to open the option?
My buddy says you would lose the whole 12 because you never got the 10 premium until the option is “finished.”
So basically 2 debited or 12 debited in this scenario?
Thanks.


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