I am 49 years old and have all of my retirement savings in a Rollover IRA account at Fidelity. My portfolio is mostly VTI, VOO, FXAIX, SCHG, FSELX, QQQM and also some individual stocks like AAPL, MSFT. I don't know a lot about investing. Came up with this portfolio with the things I read here and there. I've been told to buy bonds with at least %20 of my portfolio. I did some research and heard about BND and JNK for bond funds. I wanted to ask you guys about your bond fund preference. Thanks in advance!
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