At what point financially would you swap growth stocks for dividends?


If I put around 10k in schd it would be around 114 a month (if I did my math right). That seems really good but I’m not sure if that’s enough to be putting it in say qqq for a few years. My original idea was every month put money in qqq and at some high number in the future dump in a dividend paying etf but now I’m not sure if the dividend payout sooner would be better. Long story short at what amount does dividend best growth if ever?


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