[Advice Request] $30k in brokerage account. Where do I put it? Student loans + Recession are my issue.

hey gang,

Like the title says I recently came into an inheritance of ~30k. How awesome! Now, I need to figure out what to do with it, and I am hoping you all can help.

Basic numbers:

• 30k in brokerage/individual account

• 6k in Roth IRA all in SPY

• I have 140k in student loan debt @6% interest.

• I'll be making 60k this coming year. Job is secure. In three years I will be making around 180k.

My thoughts:
I'm worried about the likely recession on the horizon, but I am in my late 20s so I keep thinking I could wait and buy the dip. I'm not sure how practical of an idea that is or how to know if you've actually hit the dip. Do invest in gold? US bonds? I don't want to dump money into crypto or the other more speculative investment choices, but I also don't want to get knocked out by inflation. Where would you throw the money to keep it from devaluing?

• LT