I finally got to the point in my relationship where my gf and I discuss finances, so I took a look at her 403b. Right now it’s in a retirement fund sitting at a loss. With the state of the market, I was thinking to slowly move those funds into a total stock market index fund (FSKAX). Would it be best to exchange all to cash and slowly dca right now? Or just keep it as is even though it’s down and likely to go down further/less reward with this fund? Opinions?
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