Hedging against missed opportunities


This is going to sound bizarre, I haven't done anything yet and just want to do a sanity check:

Background:

  1. I have $100K becoming available in 1-2 weeks, currently I have about $10K cash.
  2. I don't have access to margin and want to avoid any loans/credit lines
  3. I want to start buying some bargains now

Does it make sense if I spend $10K on 3xBull ETF? I have full conviction that things will eventually go back up/higher, so I'm prepared to hold as long as necessary.

So if I want to buy into SPY now (it doesn't matter if it has bottomed yet, to me it's cheap enough for a 10-20 years investment), I will buy UPRO now. The rationale is, if SPY continues to go down, in the next couple of weeks, I will have the full fund available to pick it up cheaper than I expected, and the further discount may be enough to offset the $10K, even though it's not really a sunk cost. However if this is indeed the bottom, I can at least ride on the 3xBull.

Appreciate your thoughts, thanks!


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