Inspired by a similar post – roast my portfolio!

For context, 22 years old. Small Portfolio (~20k).

Total Market – (22.55% of total portfolio)

• SPY – 85%
• VTV – 15% (Occasionally rotate into some VUG)

Stocks – (51% of total portfolio)

• GOOGL – 24.96%
• MSFT – 18.28%
• TGT – 9.98%
• UPS – 9.84%
• Unallocated Cash – 9% (recently sold investments waiting on new opportunities when the market calms down a bit)
• VZ – 7.60%
• NFLX – 6.24% (Trying to play the dip a bit, looking to roll the cash into another blue chip non-growth soon)
• UNP – 5.1%
• F – 5.1%
• Small investments in speculative companies – combined 5% (FWONK for example, since I love F1)

Bonds – (12.4% of total portfolio)

• Series I – 50%
• BND – 35%
• VCIT – 15%

REITs – (7% of total portfolio)

• O – 50%
• VNQ – 30%
• STOR – 20%

Cash – (7% of total Portfolio)

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I think I like the portfolio breakdown I have been using – allocating money towards the total market, bonds, and REITs to secure some stable gains, while still allowing myself to have fun and buy individual stocks based on my research. I enjoy doing it and I am still young so I don't see a problem for now. Really looking forward to hearing what you guys think.

Disclaimer – I know the stocks section is a bit messy right now, but hey so has the market. Within the next few weeks I plan on rotating out of the NFLX play and deploying the unallocated cash into 1-2 more companies to continue DCA into.