First some background info:
– I'm 33 yo
– 17.5K emergency fund (about 6 months of expenses)
– I rent. Housing market is fcked so buying isn't really an option.
– Current investments:
- Company profit sharing account
- 80% VTSAX, 20% VTIAX
- Current value: 208K
- Vanguard brokerage account:
- 4K in VOO.
- Current value ~4.3K
- Fidelity Roth IRA
- VTSAX, FSKAX, FTIHX
- Current value: 33.5K
- Fidelity Brokerage account
- 2 shares of Tesla
- Current value 2.2K
- Some crypto (ETH, Doge, SHIB, Loopring)
- Current value: 7.5K
_____________________
Now, what to do with the 12K:
Keep it in savings?
Buy 10K worth of series i savings bonds?
Buy an ETF?
YOLO it on GME?
Pay off rest of my 2.29% car loan? Rate is too low but freeing up $186/month doesn't sound bad. Still, I think I could make more than 2.29% if I invest instead. E.g. series I savings bonds.
Thanks for reading and helping someone who overthinks this sh*t too much!
Edit: Reddit friends, the purpose of this post is to gather investment ideas. Not trying to go b*alls deep into whatever is first posted here. Your advice is much appreciated!
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