I’ve just passed a full year of being and adult and working full time and managed to save over $30,000. However, I’m indecisive/ ignorant in what to invest my ROTH IRA and individual account in. I currently have:
Roth IRA: $15,000
– $5,000 cash
- $10,000: 50% VTI, 30%GOOG, 10% O, 10% SCHD
Individual: $22,500
– $10,000 cash
- $12,500: 44% PYPL, 20% TSLA, 14% APPL, 22% GOOG
For my individual account my goal is to have 30-50% of that account liquid to hopefully buy property in 8-12 years, I’m not adverse to medium/high risk options.
My Roth I’m looking for a more hands off approach, with GOOG being a Hail Mary for growth. I will not be investing so heavily in it in a couple years.
Any thoughts or advice would be greatly appreciated, thank you!
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