Investors who started in their 30’s – Where are you now?

Looking for advice or examples on where to start investing when in your early 30's – frequency of contributions, ETF's, risk balance etc.

Reason? We often see alot of comments about wishing to start at 18, or question from those who are starting asap. I'd like to see / hear from any vetted investors who starts a decade late and how they are doing know and if they have any words of wisdom.

I know one of the concerns I've had is “its too late” “these smaller contributions aren't going to take off until “x” years” Etc.

Thanks for your time!

(Currently holding 3k of MSFT)