Currently I'm using an IBKR margin account. My base currency is EUR and 90% of my stocks are in USD. Due to this all my cash is in eur and my USD is an “investment loan” which costs me almost 10% of the entire holding value of my assets. Should I completely cover is with my eur collateral it's close to a 1:1 match or should I cover 50% of it? I'm not sure what's the best to do.
I'm in overall comfortable holding eur for the long-term but it hurts to see paying so much monthly for no reason.
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