My wife and i have our own Roths. I have an LLC that employs my daughter. I set up a roth for her. My question is, should i invest in an etf or two even if me or my wife are already investing in the same one? Considering these will be passed down to her upon our deaths, would it be beneficial to make sure its a diff selection, or just go ahead and dbl up on em. Like SPY in my account and SPY in hers.
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