I have a smaller (~10k) account, which I currently put about $150 into each month (as well as reinvesting dividends automatically). It's not much, but it's something that I've been growing and adding to for just under 10 years now.
I am looking for advice on areas that I should be diversifying into more. I started my account with a beginner friendly service, and that led me to have a lot of similar types of ETFs early on, eventually adding worldwide ETFs later on. I don't know if my overall growth is good or bad, but I think it would benefit me at this point to put my little bit each month into something that would diversify and fill out the portfolio better.
Right now I'm looking for advice on either specific ETFs I should look into, or the types of things I need to expand on. I know I need to get bonds as I have basically none of them and that seems to be something a well rounded portfolio should have, but I'm not really sure what to go for for those, and beyond that, I'm not sure what other areas need addressing.
Or, it was suggested to me that I just dump it all into VT/VTI and call it a day.
Positions:
*MILN 17%
*SUSA 14%
*MGC 14%
*SCHD 13%
*VT 13%
*SPLV 12%
AOK 6%
ICLN 3%
*VTI 2% (most recently started adding into)
*indicates my current monthly investments (most of which I've been doing a majority of the time with this account).
Remaining ~5% are numerous promotional partial stocks typically worth under $5, as well as some ETFs and stocks that were lessons learned.
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