Basically that, i bought around 200K of VTI in November 2021 near the top and after nearly 18 months i'm close to break even finally. I was thinking in selling 60k of those to buy SGOV once i'm in the green instead, as its paying 5% annually. My idea is to have more of my assets as “liquid cash” ready to use that at least is getting a nice 5%, instead of having nearly all my assets into VTI which was invested as a lump sum at the worst possible time with the potential of crashing again in the near future. What do you guys think?
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